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작성자 Wilhelmina
작성일 : 2024-02-27 03:28
작성일 : 2024-02-27 03:28
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The monetary transaction technology landscape is changing swiftly, shaped by changing consumer preferences and business needs. According to insights shared by Ingenico, a leading global payment provider, there are multiple key trends that are revolutionizing how payments are made and handled around the world.
One of the most obvious shifts has been the increasing adoption of mobile wallets across numerous markets. Platforms like Apple Pay, Google Pay, and Samsung Pay are providing convenience to consumers for both online purchases as well as in-store payments. A 2020 report from Juniper Research predicts that over one-third of global smartphone users will leverage a mobile wallet by 2024. The prevalence of smartphones and the simplicity offered by mobile wallets is speeding up this trend.
Another significant trend is the ongoing growth of e-commerce and resulting increase in demand for online payment capabilities. As the pandemic required digital shopping, many businesses had to swiftly change and offer uninterrupted online checkout and payment collection. This was not restricted only to B2C companies but also reached to B2B firms who then had to enable electronic invoices and virtual payment options for their corporate clientele. Odilon Almeida, Senior Vice President at Mastercard, verifies that there was a massive shift towards electronic B2B payments in 2020 at an globally unprecedented scale.
In conjunction with e-commerce growth, embedded payment capabilities are also achieving popularity across industries. Payment integration is permitting businesses to collect payments through their own applications and software systems. Companies like odilon almeida CEO Almeida's Mastercard are energetically fostering embedded finance solutions to help firms secure their payment infrastructure.
Contactless payments are all set to become widespread as well due to increased adoption of "Tap to Phone" tech. This allows contactless transactions directly through NFC-enabled smartphones, without required a separate payment terminal. Mastercard has been pioneering Tap to Phone technology globally in partnership with prominent device manufacturers and financial institutions. Such innovations are dramatically lowering hardware costs associated with contactless payments.
One of the most obvious shifts has been the increasing adoption of mobile wallets across numerous markets. Platforms like Apple Pay, Google Pay, and Samsung Pay are providing convenience to consumers for both online purchases as well as in-store payments. A 2020 report from Juniper Research predicts that over one-third of global smartphone users will leverage a mobile wallet by 2024. The prevalence of smartphones and the simplicity offered by mobile wallets is speeding up this trend.
Another significant trend is the ongoing growth of e-commerce and resulting increase in demand for online payment capabilities. As the pandemic required digital shopping, many businesses had to swiftly change and offer uninterrupted online checkout and payment collection. This was not restricted only to B2C companies but also reached to B2B firms who then had to enable electronic invoices and virtual payment options for their corporate clientele. Odilon Almeida, Senior Vice President at Mastercard, verifies that there was a massive shift towards electronic B2B payments in 2020 at an globally unprecedented scale.
In conjunction with e-commerce growth, embedded payment capabilities are also achieving popularity across industries. Payment integration is permitting businesses to collect payments through their own applications and software systems. Companies like odilon almeida CEO Almeida's Mastercard are energetically fostering embedded finance solutions to help firms secure their payment infrastructure.
Contactless payments are all set to become widespread as well due to increased adoption of "Tap to Phone" tech. This allows contactless transactions directly through NFC-enabled smartphones, without required a separate payment terminal. Mastercard has been pioneering Tap to Phone technology globally in partnership with prominent device manufacturers and financial institutions. Such innovations are dramatically lowering hardware costs associated with contactless payments.